Financial Independence Financial Planning and Investment Services

1280 Knollwood Drive
West Chester, PA 19380
Phone: 610-696-1441
FAX: 610-696-1424
Email:   cberberich@partnervest.com
jberberich@partnervest.com

Securities offered through Sorrento Pacific Financial, LLC (member FINRA/SIPC). Investment advisory services are offered through Partnervest Advisory Services LLC, an investment advisor registered with the Securities & Exchange Commission.  Securities including,  without limitation, mutual funds, stocks, variable annuities and fixed income available through Sorrento Pacific Financial, LLC, member FINRA/SIPC. Office of Supervisory Jurisdiction 10455 Sorrento Valley Rd., San Diego, CA 92121 (858) 805-7900. Securities are not insured by the FINRA, SIPC nor are they obligations of or guaranteed by Sorrento Pacific Financial, LLC or any affiliated entity. FINRA, SIPC and the SEC do not endorse any specific recommendation or services of the foregoing entities.  Such investments will fluctuate in value and are subject to investment risks including loss of some or all of the principal. 

Before proceeding further, please be advised that at present our representatives are licensed to discuss with and/or offer financial services and/or investment products with residents of: PA, DE, NJ, NY, CT, VA, NC, GA, OH, MI, IL, CA, FL, Iowa, MN and Indiana. If you are a resident of any other state, please note that it is a simple and expeditious procedure for us to become licensed in other states as John Berberich,CEP and Christine Berberich,CFP hold a Series 6, Series 26, Series 63 and Series 65 licenses. Under normal circumstances this licensing procedure takes only 24 to 48 hours. 

 

 Newsletters
  

HOT TOPIC: European News Causes Market Mood Swings
In recent weeks, the yields on Italian bonds spiked to more than 7%, suggesting the sovereign debt crisis was spreading to a much larger economy and eluding the European Union’s efforts to contain it. The U.S. stock and bond markets have responded to the headlines coming out of Europe. This article explores the role of political risk in U.S. financial market volatility.

When Key Players Can't Work
If a company is a two-owner business or its success relies on a few key players, key-person life or disability insurance could possibly offset the risk that the premature disability or death of a major contributor could ruin its future prospects.

GDP: Measuring the Economy
It's likely you've heard a lot about the gross domestic product (GDP) if you follow the news. But what is its impact on the national economy and how has the Great Recession impacted the GDP? This primer explains the numbers behind the GDP and what it ultimately tells us about the economic health of the nation.

HOT TOPIC: Breaking Down the Debt-Ceiling Compromise
The Budget Control Act of 2011 raised the federal debt ceiling, mandated modest but significant caps on discretionary spending over the next ten years, and left the details of larger deficit reduction to a 12 member, bipartisan “super committee.” The main provisions of the law include the assumption that higher tax rates will return in 2013.

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Market Watch
  February 11, 2012 @ 04:13 AM

Dow Jones Industrials 12,801.23 - 89.23
Nasdaq Composite 2,903.88 - 23.35
S&P 500 1,342.64 - 9.31


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